28 of 35 terms publishedHow Phygitals works and makes money
You buy a digital pack and one vaulted card is revealed as a token on Solana. A sell-back offer in USDC opens for 30 minutes. After that you hold, list or ship the card.
By Alexander Korsager · Checked 7 October 2026 · We earn nothing from any app on this site
A free rip at Phygitals' real published odds. No money, no real cards.
A rip, step by step
Tap a step. Each figure opens the page it was read on. A dashed tile is a term not found on Phygitals' public pages.
1. Sign up and fund
6 of 7 terms published- Minimum ageFrom its own terms or store listing.
18
Read on the operator's own page
“Be at least eighteen (18) years of age, or the age of majority in your jurisdiction, whichever is greater”
The App Store page rates the app 18+ and Google Play says Adults only 18+.
Checked 6 Oct 2026.
Open the source - US states excludedWhere the terms say you cannot buy.
None named
Read on the operator's own page
“Phygitals is available in most countries. However, it is your responsibility to determine whether your use of any feature of the Service is lawful in your jurisdiction.”
No US state is named on the restricted-jurisdictions page or in the terms. The only named exclusions are sanctioned countries and regions. Phygitals says it may add restrictions, including on pack openings, without prior notice.
Checked 6 Oct 2026.
Open the source - Runs onWhere you can open an account and buy.
Web, iPhone, Android
Read on the operator's own page
“Phygitals is the mobile companion for physical-backed digital trading cards.”
Both listings say that physical-card redemption and full marketplace browsing are on phygitals.com, not in the app.
Checked 6 Oct 2026.
Open the source - Sign-up“Account registration is facilitated through our authentication provider, Privy”, which also makes your Solana wallet.
- Ways to payA card payment runs through a processor that “converts it to USDC”.
- Fee on a card paymentNot published“Card deposit fees are displayed before you confirm the transaction.”
- Guest account“guest accounts must convert to a full account to withdraw”.
2. Pick a pack
5 of 6 terms published- Trainer$10
- Rookie$25
- Elite$50
- Legend$250
- Platinum$500
- Mythic$1,000
- Black$2,500
- Diamond$5,000
- Lowest packThe cheapest pack on a public page.
$5
Read on the operator's own page
“Boost Sport$5”
The lowest price on the three ladders read (Pokémon from $10, One Piece from $10, Sports from $5). Seven other category tabs were not opened.
Checked 6 Oct 2026.
Open the source - Highest packThe dearest pack on a public page.
$5,000
Read on the operator's own page
“Diamond$5,000”
The highest price on the Pokémon and Sports ladders. Seven other category tabs were not opened.
Checked 6 Oct 2026.
Open the source - Odds shownWhether you can read the odds before paying.
Public, no account
Read on the operator's own page
“Live odds? $13-$25 80% $25-$50 15% $50-$150 4% $150-$10,000 1%”
Five pack pages showed odds and an expected value without a login.
Checked 6 Oct 2026.
Open the source - Odds detailHow finely the odds are broken down.
Value bands
Read on the operator's own page
“$13-$25 80%”
Three or four dollar ranges per pack, each with a chance. The top cards are listed with an estimated value; no chance per card is given.
Checked 6 Oct 2026.
Open the source - Odds change with stockPack pages label the table “Live odds”; the explanation behind the label was not read. The terms say odds “are determined at the time of purchase” and that changes “apply to future pack purchases only”. No page read says odds move with inventory.
Not published
We looked and the operator does not publish it
Pack pages label the table “Live odds”; the explanation behind the label was not read. The terms say odds “are determined at the time of purchase” and that changes “apply to future pack purchases only”. No page read says odds move with inventory.
Checked 6 Oct 2026.
- Stated average valueIts own figure for the Rookie Pack (Pokémon).
3. Reveal the card
6 of 6 terms published- What a pack holds“real, professionally graded physical trading cards”, held at PSA, Fanatics or Alt.
- What reaches youThe terms call it a compressed NFT, held in your wallet. “You own it the moment it appears on screen.”
- Title to the card“Title to a physical card is assigned to you upon completion of the pack opening”.
- After you pay“All purchases of digital packs are final and non-refundable.”
- Who sets its valueAlt “serves as a source for fair market value (FMV) data”. Phygitals says it is not responsible if that data is wrong.
- RandomnessA hash of the server's seed is published before the opening and the seed after. That is Phygitals' own description.
4. Sell back, hold or ship
6 of 8 terms published- Sell-back rateThe share of its own valuation the operator offers.
85%
Read on the operator's own page
“The standard buyback rate is 85% of FMV. Some packs may offer enhanced buyback rates above 85%”
A share of a value Phygitals sets from third-party pricing (Alt, by the homepage). Of the five pack pages read, two carried an “85% Buyback” badge and three “100% Buyback”. The terms say the buyback “is not guaranteed liquidity” and may be changed or withdrawn.
Checked 6 Oct 2026.
Open the source - Selling feeNo fee on a buyback is stated. The 2% marketplace fee in the terms applies to sales to other users.
Not published
We looked and the operator does not publish it
No fee on a buyback is stated. The 2% marketplace fee in the terms applies to sales to other users.
Checked 6 Oct 2026.
- Offer windowSealed product cards get 3 days and inventory cards 7 days. The countdown starts at the reveal, and an expired offer “cannot be extended, reopened, or reinstated”.
30 minutes
Read on the operator's own page
“Standard cards: 30-minute buyback window.”
Sealed product cards get 3 days and inventory cards 7 days. The countdown starts at the reveal, and an expired offer “cannot be extended, reopened, or reinstated”.
Checked 6 Oct 2026.
Open the source - Sell-back paid asThe form the offer is paid in.
Stablecoin
Read on the operator's own page
“All buyback payouts are denominated and paid in USDC (a USD-pegged stablecoin), delivered directly to your wallet.”
The terms say the same: “All buyback payouts are made in USDC on the Solana blockchain.” USDC can then be withdrawn to a bank or an external wallet.
Checked 6 Oct 2026.
Open the source - Auto-sold afterNo automatic sale is stated. An offer you ignore expires and the card stays in your collection: “If you prefer to keep, trade, or hold a card, simply let the offer expire.”
Not published
We looked and the operator does not publish it
No automatic sale is stated. An offer you ignore expires and the card stays in your collection: “If you prefer to keep, trade, or hold a card, simply let the offer expire.”
Checked 6 Oct 2026.
- Ships cardsWhether the physical card can be sent to you.
Yes
Read on the operator's own page
“Phygitals supports international shipping to most countries and territories.”
Redemption is on the website, not in the app. An older page says “over 150 countries”.
Checked 6 Oct 2026.
Open the source - Shipping feeWhat you pay to have a card posted.
From $15.41 in the US and $39.50 abroad for a shipment declared at up to $500, rising with value
Read on the operator's own page
“Prices include shipping and liability and 1 Lb free.”
From $15.41 in the US and $39.50 abroad for a shipment declared at up to $500, rising with value; the amount is shown before you confirm. From two rate tables published as images in an older part of the documentation; the image files are dated 11 March 2025. The current terms give no amount: “A per-item withdrawal fee applies to each claim and is displayed before you confirm the redemption.” Import duties and sales tax are extra.
Checked 6 Oct 2026.
Open the source - Shipping timeThe operator's own stated time.
Typically 1 to 2 weeks from claim to delivery in the US, or 2 to 3 weeks from the PSA vault; abroad takes longer; its own pages disagree
Read on the operator's own page
“Total time from claim to delivery is typically 1–2 weeks for domestic shipments.”
Fanatics and Alt vaults 1 to 2 weeks, PSA vault 2 to 3 weeks. “Estimates and not guarantees”. International delivery “may range from 1–4 weeks”.
Checked 6 Oct 2026.
Open the source
5. Withdraw
5 of 8 terms published- WithdrawalsWhether the balance can leave the platform.
Yes
Read on the operator's own page
“You can withdraw funds to a bank account through our payment processor or transfer USDC, USDT, or SOL directly to any external wallet.”
Guest accounts must convert to a full account first, and an identity check may be required.
Checked 6 Oct 2026.
Open the source - Withdrawal methodsWhere a withdrawal can be sent.
Bank payout (US ACH or debit card; UK, euro and Brazilian PIX accounts are also listed), USDC, USDT or SOL to an external Solana wallet; its own pages disagree
Read on the operator's own page
“Phygitals offers two primary methods for withdrawing funds from your wallet.”
Bank payouts take 1 to 3 business days and their fee is shown only before you confirm. Wallet withdrawals carry no platform fee. The same page says you must hold about 0.02 SOL for network fees, while the FAQ says Phygitals covers them.
Checked 6 Oct 2026.
Open the source - Withdrawal minimumNo minimum withdrawal is stated in the funds guide, the FAQ or the terms.
Not published
We looked and the operator does not publish it
No minimum withdrawal is stated in the funds guide, the FAQ or the terms.
Checked 6 Oct 2026.
- Bank payout timeBank withdrawals “typically take 1-3 business days”. USDC is converted to your bank's currency.
- Bank payout feeNot published“Withdrawal fees are displayed before you confirm the transaction.”
- Crypto withdrawalUSDC, USDT or SOL to a Solana wallet, in seconds. “There are no Phygitals platform fees for wallet withdrawals.”
- Network feeTwo answersThe terms say Phygitals covers it. The funds guide says to hold about 0.02 SOL.
- Identity check“KYC verification may be required for withdrawals, particularly for larger amounts.”
2 terms this guide does not cover: Pack Party rules and the live-stream auctions.
This guide covers the mechanics only. Whether it suits you is in the Phygitals review, and the basics of the format are in what card ripping is.
Where the money goes
One pack, followed from your payment to what arrives. Only terms read on Phygitals' own pages enter the sum.
The app states $104 of cards for each $100 of packs, so this bar stands for $104.
- You pay$25The price of one Rookie pack.
- Average card value$26
- Sell-back offer−$3.90$22.10Rate:of the value Phygitals sets.
85%
Read on the operator's own page
“The standard buyback rate is 85% of FMV. Some packs may offer enhanced buyback rates above 85%”
A share of a value Phygitals sets from third-party pricing (Alt, by the homepage). Of the five pack pages read, two carried an “85% Buyback” badge and three “100% Buyback”. The terms say the buyback “is not guaranteed liquidity” and may be changed or withdrawn.
Checked 6 Oct 2026.
Open the source - Arrives as USDC$22.10
- Selling fee
Not published
We looked and the operator does not publish it
No fee on a buyback is stated. The 2% marketplace fee in the terms applies to sales to other users.
Checked 6 Oct 2026.
- Paid as
Stablecoin
Read on the operator's own page
“All buyback payouts are denominated and paid in USDC (a USD-pegged stablecoin), delivered directly to your wallet.”
The terms say the same: “All buyback payouts are made in USDC on the Solana blockchain.” USDC can then be withdrawn to a bank or an external wallet.
Checked 6 Oct 2026.
Open the source- Can be withdrawn
Yes
Read on the operator's own page
“You can withdraw funds to a bank account through our payment processor or transfer USDC, USDT, or SOL directly to any external wallet.”
Guest accounts must convert to a full account first, and an identity check may be required.
Checked 6 Oct 2026.
Open the source
- $2.90 of the $25 does not come back. No selling fee is published, so none is taken off here.
Run the same sum for every app in the cash-back calculator, weigh the three exits in keep, sell or ship, or see every app's exit terms on the cash-out page.
How Phygitals makes money
Only lines its own documents state, or that follow from its published numbers. Nothing here is an estimate.
- Stated on its own pages
Sell-back discount
The offer is 85% of the value Phygitals puts on the card.15% of the card's value
Read on the operator's own page
“The standard buyback rate is 85% of FMV. Some packs may offer enhanced buyback rates above 85%”
A share of a value Phygitals sets from third-party pricing (Alt, by the homepage). Of the five pack pages read, two carried an “85% Buyback” badge and three “100% Buyback”. The terms say the buyback “is not guaranteed liquidity” and may be changed or withdrawn.
Checked 6 Oct 2026.
Open the source - Stated on its own pages
Shipping or retrieval fee
From two rate tables published as images in an older part of the documentation; the image files are dated 11 March 2025. The current terms give no amount: “A per-item withdrawal fee applies to each claim and is displayed before you confirm the redemption.” Import duties and sales tax are extra.From $15.41 in the US and $39.50 abroad for a shipment declared at up to $500, rising with value; the amount is shown before you confirm
Read on the operator's own page
“Prices include shipping and liability and 1 Lb free.”
From $15.41 in the US and $39.50 abroad for a shipment declared at up to $500, rising with value; the amount is shown before you confirm. From two rate tables published as images in an older part of the documentation; the image files are dated 11 March 2025. The current terms give no amount: “A per-item withdrawal fee applies to each claim and is displayed before you confirm the redemption.” Import duties and sales tax are extra.
Checked 6 Oct 2026.
Open the source - Stated on its own pages
Marketplace fee
2%Taken from the seller when a card sells to another user. The terms call the rate “currently 2%”.Read the source - Stated on its own pages
Pawn charge
5% a week, 12% a monthA flat charge on a loan against a vaulted card: up to 50% of its value for 7 days, or 35% for 30. Miss the date and the card is forfeited to Phygitals: “There is no grace period.”Read the source - Follows from its published numbers
Pack price above average card value
None on this packThe Rookie Pack (Pokémon) costs $25 and Phygitals' own stated average value is $26. What Phygitals pays for the cards is not published.Read the source - Not published
3 lines its own pages do not state
- Fee on a sell-back
Not published
We looked and the operator does not publish it
No fee on a buyback is stated. The 2% marketplace fee in the terms applies to sales to other users.
Checked 6 Oct 2026.
- Fee on a card paymentShown at checkout only
- Bank payout feeShown at the last step only
- Fee on a sell-back
What Phygitals pays for its cards, its margins and how the business is doing are not published, and we do not guess. Whether the numbers can favour a buyer at all is the subject of is card ripping worth it.
The clock after the reveal
How long each choice stays open, from Phygitals' own pages.
- The revealThe card is revealed and the clocks start.
- The sell-back offer lapses
30 minutes
Read on the operator's own page
“Standard cards: 30-minute buyback window.”
Sealed product cards get 3 days and inventory cards 7 days. The countdown starts at the reveal, and an expired offer “cannot be extended, reopened, or reinstated”.
Checked 6 Oct 2026.
Open the source - 3 days or 7 daysThe offer window on a “sealed product” card or an “inventory” card, in place of 30 minutes. Neither term is definedRead the source
- 1 to 3 business daysA bank payout to arrive, typicallyRead the source
- Shipping, once you ask for the card
Typically 1 to 2 weeks from claim to delivery in the US, or 2 to 3 weeks from the PSA vault; abroad takes longer
Read on the operator's own page
“Total time from claim to delivery is typically 1–2 weeks for domestic shipments.”
Fanatics and Alt vaults 1 to 2 weeks, PSA vault 2 to 3 weeks. “Estimates and not guarantees”. International delivery “may range from 1–4 weeks”.
Checked 6 Oct 2026.
Open the source
- No automatic sale is stated.
No limit stated
We looked and the operator does not publish it
No automatic sale is stated. An offer you ignore expires and the card stays in your collection: “If you prefer to keep, trade, or hold a card, simply let the offer expire.”
Checked 6 Oct 2026.
Creator Packs, and where a sold-back card goes
Phygitals lets outside sellers stock packs on its platform. Its page for them says what happens to a card after a sell-back.
Who is behind Phygitals
The names on its terms, its store listings and its partner pages. Sourced facts only.
How the other apps work
The same walk-through for each of the others, then every review and the pages that set two apps side by side.
Reviews and head-to-heads
Questions about how Phygitals works
How does Phygitals work?
You buy a digital pack on the web or in the app, by card or with USDC or USDT. One card held in a PSA, Fanatics or Alt vault is revealed and reaches your wallet as a token on Solana. A sell-back offer in USDC stays open for 30 minutes on a standard card. Otherwise you hold it, list it, or pay to have it shipped.
How does Phygitals make money?
Its own pages state: sell-back discount, shipping or retrieval fee, marketplace fee and pawn charge. Not published: fee on a sell-back, fee on a card payment and bank payout fee. We do not estimate margins or what Phygitals pays for cards.
Where do Phygitals' cards come from?
Its vault page lists three ways cards arrive: user submissions, partner intake and sealed product opened on the platform. It does not say which fill its own packs. Outside sellers can also stock Creator Packs, and on those a sold-back card “returns to your pack rotation”, so it can be pulled again.
How does Phygitals pay out?
A sell-back is paid in USDC to your Phygitals wallet. From there a bank payout typically takes 1 to 3 business days, with a fee shown only before you confirm. Or you send USDC, USDT or SOL to a Solana wallet with no platform fee. A guest account cannot withdraw.
What is the catch with Phygitals?
The standard offer lasts 30 minutes and is made once. The terms say the sell-back “is not guaranteed liquidity” and may be changed or withdrawn. Card and bank fees are shown only at the last step, and the value behind the offer comes from third-party pricing that Phygitals says it is not responsible for.
Sources12
- Phygitals terms of service (undated) docs.phygitals.com
- Docs: Pack Opening & Buyback docs.phygitals.com
- Docs: Adding & Withdrawing Funds docs.phygitals.com
- Docs: Creator packs docs.phygitals.com
- Docs: Pawn / Lending Terms docs.phygitals.com
- Docs: Vault & Storage docs.phygitals.com
- Docs: Shipping & Redemption docs.phygitals.com
- Docs: Provable Fairness docs.phygitals.com
- Docs: Technology Overview docs.phygitals.com
- Docs: Our Partners docs.phygitals.com
- Docs: Frequently Asked Questions docs.phygitals.com
- $25 Pokémon Rookie pack page (read 6 Oct 2026) phygitals.com
Every figure was read on public pages between 6 October 2026 and 7 October 2026. Nothing here has been tested with money yet. cardrip earns nothing from Phygitals.