Underdog Rips review: what do you get back?
Underdog Rips gives you three days with a card. Ship it in that time, or it is sold back for you at the value Underdog put on it at the reveal.
By Alexander Korsager · Checked 7 October 2026 · We earn nothing from any app on this site
Desk rating · #18 of 27
Based on documents we read, not on testing.
Evidence: public pages · 7 October 2026
Is Underdog Rips worth it?
You have three days to choose: after that the card is sold back for you. No public page says whether the credit lands as withdrawable cash, and odds are shown only inside the app.
Paid as
Not published
A credit of the card's stated value to your Underdog account; the store listing calls it cash
You keep
100%
of the value it puts on the card, on a sell-back.
Offer open for
3 days
after the reveal, by its own pages.
For
- Sell-back is stated as 100% of the reveal value, held for 3 days.
- Packs from $5, with five published price tiers.
- Account-wide self-exclusion and deposit limits.
- Named vaults and delivery estimates for each.
Against
- Three days to act, or the card is sold back for you.
- Underdog sets the value its 100% is based on.
- No page says the sell-back credit is withdrawable cash.
- Odds are visible only inside the app; shipping fees are not published.
Pick it if
Someone who already uses the Underdog app, lives in the US outside Nevada, and will decide on each card within three days.
Skip it if
Anyone who wants to read the odds before signing up, or to keep a card in a vault for longer than three days.
One rip on Underdog Rips, step by step
Tap through a rip in the order it happens. Each step shows the figure its own pages give for it.
Step 1 of 5
Pick a pack
From $5
5 tiers, each one price for one pack. Digital packs inside the Underdog Sports app, each backed by one physical card that Phygitals sources, stores and ships. Ship it, or sell it back for its stated value.
Where Underdog Rips says soHands-on: a rip on Underdog Rips, recorded
Coming to this review. Four things will sit here, each dated.
Packs and odds
What you can read before you pay, and what you cannot.
By the help centre's description, not a table we saw: each pack page lists a probability for each tier, and odds “can update in real-time as more digital packs are opened”. Pack pages need a login.
No odds table is public, so there is nothing to simulate for this app. Try the pack simulator on an app that publishes its odds and its sell-back rate.
Is the sell-back offer fair?
Set a card value. The bars show what the same card returns on every app that publishes a rate.
Underdog Rips offers
$65
100% of the value. #4 of the 17 apps that publish a rate. The offer is open for 72 hours.
After 3 days a card “will be deemed sold back to Underdog”.
The same $65 card, sold back on each app
- Lastpackstablecoin$65
- Rips by Triumphcash$65
- BOXED.GGsite credit$65
- Underdog Ripsform not settled$65
- DOPAsite credit$65
- Packs.comsite credit$65
- Arena Clubcash$58.50
- Tilt Ripscash$58.50
- RipRip.iocash$58.50
- Stadium Vaultcash$58.50
- Gemintsite credit$56.75
- rip.funstablecoin$55.90
- MNSTRstablecoin$55.90
- Phygitalsstablecoin$55.25
- Collector Cryptstablecoin$55.25
- Fanatics Instant Ripssite credit$54.99
- Repackzcash$54.60
Check a real offer against the card's market price with the offer checker.
Three ways out: cash, post or keep
Switch between the routes to compare what each costs and how long it takes.
A credit of the card's stated value to your Underdog account; the store listing calls it cash
- Sell the card back100% of FMVUnderdog's own valuation at the reveal, held for 3 days.Source
- Underdog accountCredit, type unstatedThe terms say “credited”. No page says withdrawable cash or bonus funds.Source
- Withdraw48 to 72 hoursPayPal, Venmo, Trustly, debit card or Apple Pay. No minimum is published.Source
Seven days or three: what the current terms say
≠A card may be held for “a maximum of seven (7) days”.
FairGambling (27 Aug 2026)
“A maximum of three (3) days”, in terms version 1.3, effective 29 September 2026.
The other page
≠One line still refers to “the 1 week offer period”.
Underdog help centre
The same article, three other articles and the terms all say 3 days.
The other page
Why Underdog Rips is #18 of 27
Five weighted parts make the rating. Lay any other app over it.
Underdog Rips Median of 27 apps
| Part, and its weight | Underdog Rips | Median |
|---|---|---|
| Money out 30% | 45% | 60% |
| Odds shown 25% | 40% | 85% |
| Accountability 20% | 100% | 70% |
| Cost to hold the card 15% | 65% | 65% |
| Access 10% | 73% | 58% |
A term the operator does not publish scores zero. The formula is on how we rate.
Underdog Rips fact sheet
24 / 33
facts read on its own pages. Tap a value for the source.
- Sell-back paid as
Cash: advertised, not in its terms
The operator's marketing says this; its terms do not
“Keep it or flip it back for cash.”
The terms say only that 'you will be credited the fair market value'. Underdog balances are either withdrawable cash or bonus funds, and no page read says which one a Rips credit is.
Checked 6 Oct 2026.
Open the source- Sell-back rate
100%
Read on the operator's own page
“the buyback offer is set at 100% of FMV — the same value determined at pack reveal”
100% of a value Underdog sets itself, from Alt, CardLadder and its own pricing system. The terms give no percentage: 'you will be credited the fair market value'. The options article adds 'if that option is available for the card'.
Checked 6 Oct 2026.
Open the source- Selling fee
Not published
We looked and the operator does not publish it
No selling fee is stated on the pages read.
Checked 6 Oct 2026.
- Auto-sold after
3 days; its own pages disagree
Read on the operator's own page
“Any card that remains in storage for three (3) days or longer will be deemed sold back to Underdog”
Rips terms, version 1.3, effective 29 September 2026. Four help articles also say 3 days. Underdog 'will attempt' 24 hours' notice by push notification and may extend the deadline.
Checked 6 Oct 2026.
Open the source- Withdrawals
Yes
Read on the operator's own page
“you may close your Account and withdraw your Account balance at any time and for any reason”
True of the Underdog account. A help article says “Only the withdrawable portion of your account balance can be withdrawn”, and no page read says a Rips sell-back credit is in it.
Checked 6 Oct 2026.
Open the source- Withdrawal methods
Visa or Mastercard debit card, Apple Pay (Visa debit), PayPal, Venmo, Trustly online banking
Read on the operator's own page
“Visa and Mastercard debit cards, Apple Pay (Visa Debit Cards), PayPal, Venmo, and online banking via Trustly”
For the Underdog account as a whole. Card, PayPal and Venmo need an earlier deposit by the same method. Another article also lists Paysafe.
Checked 6 Oct 2026.
Open the source- Withdrawal minimum
Not published
We looked and the operator does not publish it
No minimum withdrawal is stated on the help pages or terms read.
Checked 6 Oct 2026.
- Withdrawal fee
Not published
We looked and the operator does not publish it
“All withdrawals are processed 48-72 hours after being requested.”
No withdrawal fee is stated in the five withdrawal help articles or the terms. The Underdog terms allow a $4 a month fee on an account left inactive for 18 months.
Checked 6 Oct 2026.
Open the source- Marketplace fee
Not published
We looked and the operator does not publish it
“Any card that remains in storage for three (3) days or longer will be deemed sold back to Underdog”
No user-to-user marketplace described for Underdog Rips.
Checked 6 Oct 2026.
Open the source
Where it works, and for whom
From its terms and store listings. We report what they say, not what the law is where you live.
1 states excluded by its terms
Both listings are for the Underdog Sports app, not for Rips alone. The App Store description names Underdog Rips; the Google Play description does not mention it.
Is it gambling, and playing safely
No ruling we can cite, and we do not say whether it is legal where you live.
- The terms: “Purchasing Underdog Rips involves an inherent element of chance”.
- It is sold beside fantasy contests, in an app Google Play labels “Real Gambling/Paid Contests”.
- Underdog excludes Nevada and leaves the legal check to you.
The wider question is covered in are card rip apps legit?
Safer play on Underdog Rips
Yes
Read on the operator's own page
“These periods can be set for 1 year, 3 years, 5 years, 10 years, or lifetime.”
An account-wide tool for the whole Underdog app, not one for Rips alone. The Underdog terms list different periods, from 3 months to 10 years.
Checked 6 Oct 2026.
Open the source- 1Underdog's self-exclusion covers the whole app, for 1 year up to lifetime, and cannot be undone.
- 2Deposit limits and cool-off periods are under Responsible Gaming Limits in the account tab.
- 3Decide on each card within 3 days, or it is sold back automatically.
More on limits and blocks in responsible play. If ripping stops being fun, the National Council on Problem Gambling lists free, confidential help.
Free packs and sign-up offers
Free packs and codes
Only offers the operator itself publishes. No personal referral codes.
Referral sign-up
What the operator saysA free $5 pack “worth up to $150” for a new customer.
The catchOnly “eligible users”, and after a first entry. We list no codes. Source
Sign-up offer for Rips
What the operator saysNone without a referral code, on the Rips help pages or terms.
The catchThe app's own sign-up offers are for fantasy entries. Source
Every app's public offer, side by side, is on the free packs page.
Before you sign up
The public offer, in the operator's words
“a free $5 Rips pack worth up to $150”
A help article says a new customer who signs up with another user's referral code may get one free $5 pack.
- “Eligible users may receive” it: the article says to check the Promos tab.
- It is tied to signing up and making a first entry.
- Referral codes are personal; we do not list them.
Alternatives to Underdog Rips
Chosen by likeness in the dataset: payout form, card types and devices. Not by commission; there is none.
Also sells Sports and Pokémon packs
#1 on our desk rating · 4.4 / 5
Arena Club
Slab Packs: digital packs holding one graded card kept in an Oregon vault. Sell it back, list it or ship it.
How money comes outCash to a bank account or debit card through Stripe, from $1
- Sell-back
90% after fee
Read on the operator's own page
“equal to 100% of our estimated value of the item(s), less a 10% fee”
The published rate is 100%, less a 10% selling fee. Recorded as the terms word it: 100% of Arena Club's own estimate, then a 10% fee, which nets 90%. Arena Club sets the estimate.
Checked 6 Oct 2026.
Open the source- Odds
Public
Read on the operator's own page
“Grail Hit rate per card 0.02%”
A $50 soccer pack page showed its checklist and hit rates without a login.
Checked 6 Oct 2026.
Open the source
Know first: The buy-back offer takes a 10% fee and lapses 24 hours after the reveal, and no average pack return is published.
Read the Arena Club reviewQuestions, sources and changes
Is Underdog Rips legit?
It is run under Underdog's terms, with Phygitals Inc. named as the company that sources, stores and ships the cards. We have not bought a pack, sold a card back or received one.
How long do you have to ship a card on Underdog Rips?
Three days from opening, by terms effective 29 September 2026. After that the card is deemed sold back to Underdog at the value set when you opened it.
How much does Underdog Rips pay for a sell-back?
Its help centre says 100% of fair market value, fixed at the reveal. Underdog sets that value from Alt, CardLadder and its own pricing system.
Can you withdraw Underdog Rips sell-back money?
The App Store listing says “flip it back for cash” and the terms say you are “credited”. No page we read says the credit is withdrawable rather than bonus funds.
Which states have Underdog Rips?
The help centre says all states except Nevada, and not Canada. The terms name no state and let Underdog change this without notice.
What are the odds on Underdog Rips?
They are listed on each pack page inside the app, by tier, and can change as packs are opened. We could not read them without an account.
6 Oct 2026
First read of public pages. No account, nothing tested.
29 Sep 2026
Underdog's Rips terms, version 1.3, took effect: cards are held for three days.
More on Underdog Rips
Sources15
- Underdog Rips terms, version 1.3 (29 Sep 2026) underdogfantasy.pactsafe.io
- Underdog legal centre legal.underdogsports.com
- Help centre: Underdog Rips help.underdogsports.com
- Help centre: withdrawals help.underdogsports.com
- Help centre: self-exclusion help.underdogsports.com
- App Store listing apps.apple.com
- Google Play listing play.google.com
- Underdog homepage underdogsports.com
- Underdog Rips terms: withdrawals, company legal.underdogsports.com
- Underdog Rips help centre: withdrawal methods, withdrawal fee help.underdogsports.com
- Underdog Rips help centre: sell-back rate, offer window help.underdogsports.com
- Underdog Rips help centre: lowest pack, highest pack, card types help.underdogsports.com
- Underdog Rips help centre: odds, odds detail help.underdogsports.com
- Underdog Rips help centre: changing odds, excluded states help.underdogsports.com
- Underdog Rips help centre: shipping fee, shipping time help.underdogsports.com
Every figure on this page was read on public pages between 6 October 2026 and 7 October 2026. Nothing has been tested with money. cardrip earns nothing from Underdog Rips.