Skip to content
cardrip
Stadium Vault logo26 of 33 terms published

How Stadium Vault works and makes money

You pay, one real card is revealed, and the FAQ gives three days to sell it back at 90% of Stadium Vault's own value or ask for shipping. Do neither and it is sold for you. No odds were visible logged out.

Tap the pack to walk one rip at Stadium Vault, with its own published term at each step. No money, no real cards; the art is illustration.

A rip, step by step

Tap a step. Each figure opens the page it was read on. A dashed tile is a term not found on Stadium Vault's public pages.

1. Sign up and fund

7 of 7 terms published
  • Minimum age
    18

    Read on the operator's own page

    “You must be 18 or older to use Stadium Vault.”

    The terms say the age of majority in your state or province, which is 19 in some. The App Store age rating is 18+.

    Checked 6 Oct 2026.

    Open the source
    From its own terms or store listing.
  • US states excluded
    None named

    Read on the operator's own page

    “We currently only ship to addresses in the United States and Canada.”

    The terms, last updated 6 February 2026, name no US state or Canadian province as excluded. The website blocks some countries by location, Germany among them.

    Checked 6 Oct 2026.

    Open the source
    Where the terms say you cannot buy.
  • Runs on
    Web, iPhone

    Read on the operator's own page

    “No. Stadium Vault has no official Android app.”

    The FAQ points Android users to the website. No Google Play listing was found.

    Checked 6 Oct 2026.

    Open the source
    Where you can open an account and buy.
  • How you pay in
    Card or ACH

    Read on the operator's own page

    Checked 7 Oct 2026.

    Open the source
    Wallets are funded by “approved payment methods (e.g., credit or debit cards, ACH)”, by the terms.
  • Currency
    US dollars

    Read on the operator's own page

    Checked 7 Oct 2026.

    Open the source
    A Canadian buyer's bank sets the exchange rate and any foreign-transaction fee.
  • Referral code
    iPhone app only

    Read on the operator's own page

    Checked 7 Oct 2026.

    Open the source
    Entered “before, or within 24 hours of, your first pack purchase”. Not on the website.
  • ID on request
    May be asked for

    Read on the operator's own page

    Checked 7 Oct 2026.

    Open the source
    The terms let Stadium Vault ask for “identification documents, or proof of address” at any time.

This guide covers the mechanics only. Whether it suits you is in the Stadium Vault review, and the basics of the format are in what card ripping is.

Where the money goes

One pack, followed from your payment to what arrives. Only terms read on Stadium Vault's own pages enter the sum.

Pack price
The card is valued at
Stadium Vault publishes no average for this pack, so the sum starts from an assumption. Dashed choices are assumptions, not published figures.
  1. You pay$100
    The price of one Gold pack.
  2. Card value (assumed)$100
    An assumption, not a published figure. Stadium Vault sets the value its offer is based on.
  3. Sell-back offer$100
    Rate:
    100%

    Read on the operator's own page

    “equal to 100% of our estimated value of the Cards, less a 10% fee”

    Recorded as the terms word it: 100% of Stadium Vault's own estimate, then a 10% fee, which nets 90%. Stadium Vault sets the estimate.

    Checked 6 Oct 2026.

    Open the source
    of the value Stadium Vault sets, before the fee.
  4. Arrives as cash−$10 fee$90
  5. Selling fee
    10%

    Read on the operator's own page

    “equal to 100% of our estimated value of the Cards, less a 10% fee”

    Checked 6 Oct 2026.

    Open the source
    Paid as
    Cash; its own pages disagree

    Read on the operator's own page

    “Funds go to your Stadium Vault wallet.”

    The wallet is in US dollars and the FAQ describes withdrawing it. One sentence of the terms reads the other way.

    Checked 6 Oct 2026.

    Open the source
    Can be withdrawn
    Yes

    Read on the operator's own page

    “Stadium Vault currently supports withdrawals for eligible US and Canadian users.”

    Checked 6 Oct 2026.

    Open the source
  6. On the assumption that the card is worth the pack price, $10 of the $100 does not come back. Stadium Vault publishes no average card value, so the real figure cannot be worked out.

Run the same sum for every app in the cash-back calculator, weigh the three exits in keep, sell or ship, or see every app's exit terms on the cash-out page.

How Stadium Vault makes money

Only lines its own documents state, or that follow from its published numbers. Nothing here is an estimate.

Stated on its own pages2
Follows from its published numbers1
Not published6
  • Stated on its own pages

    Sell-back discount

    None in the rate

    Read on the operator's own page

    “equal to 100% of our estimated value of the Cards, less a 10% fee”

    The published rate is 100%, less a 10% selling fee. Recorded as the terms word it: 100% of Stadium Vault's own estimate, then a 10% fee, which nets 90%. Stadium Vault sets the estimate.

    Checked 6 Oct 2026.

    Open the source
    The offer is 100% of Stadium Vault's own estimate. Any cut is taken as a fee.
  • Stated on its own pages

    Fee on a sell-back

    10% of the offer

    Read on the operator's own page

    “equal to 100% of our estimated value of the Cards, less a 10% fee”

    Checked 6 Oct 2026.

    Open the source
    Deducted from the sell-back offer before it reaches your balance.
  • Stated on its own pages

    Cards on an account gone quiet

    Forfeited to Stadium VaultAfter 12 months without activity, then 3 months without a reply to its notices, the terms say vaulted cards “will be forfeited by you” and title passes to Stadium Vault.Read the source
  • Follows from its published numbers

    Total cut on a sell-back

    10% of the card's value100% less a 10% fee leaves 90% of the value Stadium Vault sets. The rest does not come back to you.
  • Not published

    6 lines its own pages do not state

    • Pack price above average card valueCannot be worked out
    • Shipping or retrieval fee
      Inside the app

      Only visible after signing in

      Shown only at checkout: the FAQ says it “shows current base shipping, per-card handling, applicable fees, and total”. Up to three cards can share one shipment.

      Checked 6 Oct 2026.

    • Dormancy fee on unclaimed fundsNo amount stated
    • Withdrawal feeShown in the account only
    • Vaulting, trading and marketplace feesListed, no amounts
    • Shipping insurancePriced at checkout

What Stadium Vault pays for its cards, its margins and how the business is doing are not published, and we do not guess. Whether the numbers can favour a buyer at all is the subject of is card ripping worth it.

The clock after the reveal

How long each choice stays open, from Stadium Vault's own pages.

  1. The revealThe card is revealed and the clocks start.
  2. 24 hours

    Read on the operator's own page

    “available for 24 hours after initiating your Stadium Vault Pack reveal”

    The same terms then give three days before an automatic sale, and the FAQ gives three days for the offer itself.

    Checked 6 Oct 2026.

    Open the source
    The sell-back offer lapses
  3. 3 days

    Read on the operator's own page

    “If you do not request shipment before it expires, the card will be automatically sold at the original 90% FMV offer.”

    The terms agree: three days after the reveal, cards are “automatically sold back to Stadium Vault at 90% of fair market value”.

    Checked 6 Oct 2026.

    Open the source
    A card you have not shipped is sold or returned for you
  4. Under 1 hour to 3 business daysA withdrawal to arrive, by payout method and transfer speedRead the source
  5. 12 months, then 3 moreNo activity, then no reply to notices: vaulted cards are forfeitedRead the source
  6. 1-2 business days to dispatch, then 3-8 business days to arrive

    Read on the operator's own page

    “It typically takes 1-2 business days to dispatch your order, and 3-8 business days to arrive.”

    Checked 6 Oct 2026.

    Open the source
    Shipping, once you ask for the card

A pack can close before its top card is pulled

Clauses read in the terms of 6 February 2026 and in the FAQ, each quoted with its source.

Closing a packAt any timeWhen inventory runs out, a pack “can be terminated even if the grail(s) have not been distributed”.✓ Read at sourceSource
What you buy“The experience”You “have no right or interest in any particular” card “unless and until you are in full possession” of it.✓ Read at sourceSource
Cards in the vaultNo ownership takenThe same terms: Stadium Vault “does not take ownership” of a user's cards stored in its vault.✓ Read at sourceSource
AuthenticityNo warrantyIn the terms' section for buyers: “we cannot and do not offer any guarantee or warranty, express or implied, on the authenticity of any Cards”.✓ Read at sourceSource
First Rip Guarantee$18 offer raised to $25The FAQ's own example on a $25 pack. Paid as wallet credit, once, and only if you sell the card back.✓ Read at sourceSource
If you never finish the revealAlso sold back“if you do not complete your Stadium Vault Pack reveal”, its card is “automatically sold back” at 90%. The terms give no time for this case.✓ Read at sourceSource
Sales taxDepends on shippingNot collected if the card stays in the vault; collected by billing address if shipped at once.✓ Read at sourceSource
The two documentsDo not matchThe terms pay out through Stripe Connect and give the offer 24 hours. The FAQ says Coinflow and three days.✕ Not confirmedSource

Who is behind Stadium Vault

The names on its terms, its store listings and its partner pages. Sourced facts only.

Legal entityStadium Live Studios Inc.The privacy policy calls it a Canadian corporation and the terms give a Toronto address. The App Store names a slightly different seller.✓ Read at sourceSource
App Store developerStadium Live Inc.The name on the App Store listing.✓ Read at sourceSource
Where it is registeredCanada“Stadium Live Studios Inc., a Canadian corporation”. The terms give an address in Toronto.✓ Read at sourceSource
Governing lawCaliforniaDisputes go to JAMS arbitration, with a 30-day opt-out. Other claims go to courts in Los Angeles County.✓ Read at sourceSource
VaultOregonRun by Stadium Vault, by its terms, with insurance promised up to each card's market value. No operator or insurer is named.✓ Read at sourceSource
Who values the cardsStadium Vault itselfBy “analyzing recent sales of comparable cards on marketplaces and other trading card resources”. No source is named.✓ Read at sourceSource
Payments inStripe“a licensed third-party payment processor and money transmitter”. Stadium Vault “only maintains an internal ledger”.✓ Read at sourceSource
Payouts and ID checkCoinflow, by the FAQThe check “is not stored in Stadium Vault's database”. The terms name Stripe Connect for payouts.✓ Read at sourceSource
Where the cards come fromNot publishedThe terms speak of its “inventory”. How Stadium Vault buys cards, and from whom, is not stated.✕ Not confirmedSource
GraderNot namedPacks hold “a graded card or an authentic raw card”. No grading company is named in the terms or the FAQ.✕ Not confirmedSource
Same developerStadium LiveThe App Store lists a second app by this seller, “Stadium Live - Predict Sports”. We did not read it.✓ Read at sourceSource

How the other apps work

The same walk-through for each of the others, then every review and the pages that set two apps side by side.

Reviews and head-to-heads

Questions about how Stadium Vault works

How does Stadium Vault work?

You buy a pack from $1 to $500 on the website or the iPhone app and one real card is revealed. By the FAQ, for three days you can sell it back at 90% of the value Stadium Vault sets, or ask for it to be shipped in the US or Canada. After three days it is sold back for you. The terms give the offer itself 24 hours.

How does Stadium Vault make money?

Its own pages state: fee on a sell-back and cards on an account gone quiet. From its published numbers: total cut on a sell-back. Not published: pack price above average card value, shipping or retrieval fee, dormancy fee on unclaimed funds, withdrawal fee, vaulting, trading and marketplace fees and shipping insurance. We do not estimate margins or what Stadium Vault pays for cards.

Where do Stadium Vault's cards come from?

Not published. The terms refer to Stadium Vault's own inventory and say a pack can be closed when that inventory runs out, even if its top card was never pulled. They name no supplier and no grading company, and they give no warranty that a card is authentic.

Can Stadium Vault close a pack before the best card is pulled?

Yes, by its terms. A pack “might be shut down or terminated at any time even before all Cards are distributed”, including when the top cards have not gone out. A pack purchase is a final sale either way.

How does Stadium Vault pay out?

A sell-back is credited to a US-dollar wallet. The FAQ says eligible US and Canadian users can withdraw it after an identity check run by Coinflow, in under an hour to three business days. The FAQ places the fee on the review screen and the minimum on the withdrawals page; neither was visible without an account. The terms name Stripe Connect instead.

Sources6

  1. Stadium Vault terms of service (6 Feb 2026) stadium-vault.gitbook.io
  2. Stadium Vault FAQ stadium-vault.gitbook.io
  3. Stadium Vault privacy policy stadium-vault.gitbook.io
  4. Stadium Vault homepage stadiumvault.io
  5. Stadium Vault “How it works” page stadiumvault.io
  6. App Store listing apps.apple.com
Alexander Korsager

Alexander Korsager

Every figure was read on public pages between 6 October 2026 and 7 October 2026. Nothing here has been tested with money yet. cardrip earns nothing from Stadium Vault.