Phygitals review: what do you get back?
Phygitals showed odds and an expected value on each of the five pack pages read, without a login, and pays a sell-back in USDC. The standard offer is 85% of the card's value and it lasts 30 minutes.
By Alexander Korsager · Checked 7 October 2026 · We earn nothing from any app on this site
Desk rating · #3 of 27
Based on documents we read, not on testing.
Evidence: public pages · 7 October 2026
Is Phygitals worth it?
The standard sell-back offer lasts 30 minutes and cannot be reopened. Pack pages show expected values below the price while a policy page says every pack holds at least its price, and bank withdrawal fees are shown only at the last step.
Paid as
Stablecoin
USDC to your wallet at 85% of the card's value, then a bank payout or a crypto transfer
You keep
85%
of the value it puts on the card, on a sell-back, paid as stablecoin.
Offer open for
30 minutes
after the reveal, by its own pages.
For
- Odds and an expected value on public pack pages, in dollar bands.
- The sell-back rate is in writing: 85% standard, higher where badged.
- Sell-backs are paid in USDC, which can be withdrawn to a bank or a wallet.
- Ships to most countries, with rate tables published.
- No automatic sale: a card you keep stays yours.
Against
- The standard offer lasts 30 minutes and is made once.
- Stated expected value is below the price on three of five packs read.
- A policy page says every pack holds at least its price; the pack pages say otherwise.
- Bank withdrawal fee and minimum are not published.
- No self-exclusion tool found, and Google Play reviewers rate the app 2.6.
Pick it if
Someone comfortable holding USDC who wants to read a pack's odds and expected value before paying, including outside the US.
Skip it if
Anyone who wants plain dollars with no stablecoin step, more than 30 minutes to decide, or a spending limit built in.
One rip on Phygitals, step by step
Tap through a rip in the order it happens. Each step shows the figure its own pages give for it.
Step 1 of 5
Pick a pack
From $5
8 tiers, each one price for one pack. Digital packs on Solana, each a random card that Phygitals describes as graded and holds in a PSA, Fanatics or Alt vault. Sell it back for USDC, trade it, or ship it.
Where Phygitals says soHands-on: a rip on Phygitals, recorded
Coming to this review. Four things will sit here, each dated.
Odds in value bands, with an expected value, on public pack pages
Copied from five pack pages read from a US connection on 6 October 2026.
Rookie Pack (Pokémon), $25: share of pulls by card value
- $13 to $25▼ pack price or less80%
- $25 to $50▲ pack price or more15%
- $50 to $150▲ pack price or more4%
- $150 to $10,000▲ pack price or more1%
- Pack price
- $25
- Stated average
- $26
- Pulls at or under price
- 80 in 100
At published odds, read 6 October 2026. Not a measured outcome. Pack page
Pack prices, lowest to highest
- $10Trainer
- $25Rookie
- $50Elite
- $250Legend
- $500Platinum
- $1,000Mythic
- $2,500Black
- $5,000Diamond
The eight tiers are the Pokémon packs. Sports runs from $5 to $5,000, One Piece from $10 to $2,500. Expected values run from 61% of price (Boost Sport, $5) to “$26 per pack” on the $25 Rookie, where 80% of pulls are worth $13 to $25. Tables are labelled “Live odds”; the terms say odds are set at purchase.
Phygitals · Rookie Pack (Pokémon) · $25
Simulated. No money, no real cards. For adults.
- Spent
- $25
- Cash back
- $11.05
- Net
- −$13.95
One typical pack, sold back. A kept card costs a shipping fee to receive, so it is not counted as money back.
The odds this deals fromOpen the full pack simulator
- $13 to $2580.00%
- $25 to $5015.00%
- $50 to $1504.00%
- $150 to $10,0001.00%
Is the sell-back offer fair?
Set a card value. The bars show what the same card returns on every app that publishes a rate.
Phygitals offers
$55.25
85% of the value, as stablecoin. #14 of the 17 apps that publish a rate. The offer is open for 0.5 hours.
A standard offer closes 30 minutes after the reveal and “cannot be extended, reopened, or reinstated”.
The same $65 card, sold back on each app
- Lastpackstablecoin$65
- Rips by Triumphcash$65
- BOXED.GGsite credit$65
- Underdog Ripsform not settled$65
- DOPAsite credit$65
- Packs.comsite credit$65
- Arena Clubcash$58.50
- Tilt Ripscash$58.50
- RipRip.iocash$58.50
- Stadium Vaultcash$58.50
- Gemintsite credit$56.75
- rip.funstablecoin$55.90
- MNSTRstablecoin$55.90
- Phygitalsstablecoin$55.25
- Collector Cryptstablecoin$55.25
- Fanatics Instant Ripssite credit$54.99
- Repackzcash$54.60
Check a real offer against the card's market price with the offer checker.
What $100 becomes at Phygitals
If you sold every card straight back, at the operator's own average and sell-back rate.
The app states $104 of cards for each $100 of packs, so this bar stands for $104.
- Comes back
- Lost to the sell-back rate
At published odds. This is arithmetic on the operator's own figures, not a measured outcome.
Three ways out: cash, post or keep
Switch between the routes to compare what each costs and how long it takes.
USDC to your wallet at 85% of the card's value, then a bank payout or a crypto transfer
- Take the offer85% of valueStandard rate, on a value Phygitals takes from third-party pricing. Open for 30 minutes.Source
- USDC in your walletPaid at once“processed immediately upon acceptance and delivered as USDC to your wallet”.Source
- WithdrawBank or cryptoBank payouts in 1 to 3 business days, fee shown at the last step. Wallet transfers carry no platform fee.Source
Where Phygitals' own pages disagree
Each row sets one Phygitals page against another. No outside publisher is involved.
≠“Every pack is priced so that the total fair market value of the cards contained within is equal to or greater than the purchase price.”
Phygitals restricted-jurisdictions page
The $5 Boost Sport pack page states an expected value of 61%, with 80% of pulls worth $1 to $5. Trainer states 93% and Diamond 90%.
The other page
≠“Every card you pull has a guaranteed buyback price set at 85-90% of its Alt Fair Market Value.”
Phygitals homepage
The terms: “The buyback feature is not guaranteed liquidity” and “may be suspended, modified, or discontinued at any time”.
The other page
≠“most domestic orders arrive within 5-7 business days. International shipping typically takes 10-14 days.”
Phygitals how-it-works page
The shipping page: “typically 1–2 weeks” from the Fanatics or Alt vault and “2–3 weeks” from PSA; abroad “may range from 1–4 weeks”.
The other page
≠“Currently Phygitals Withdraw is only available to US Bank Accounts and US citizens/residents with Social Security Numbers/Tax ID Numbers.”
Phygitals funds guide
The same page lists UK Faster Payments, SEPA transfers to euro accounts in 34 countries, and Brazilian PIX.
The other page
≠“In the U.S., shipments are processed within 1-3 business days.”
Phygitals older redemptions page
The current shipping page gives fulfilment of about a week at PSA and 2 to 7 business days at Fanatics or Alt, before transit.
The other page
Why Phygitals is #3 of 27
Five weighted parts make the rating. Lay any other app over it.
Phygitals Median of 27 apps
| Part, and its weight | Phygitals | Median |
|---|---|---|
| Money out 30% | 71% | 60% |
| Odds shown 25% | 95% | 85% |
| Accountability 20% | 70% | 70% |
| Cost to hold the card 15% | 100% | 65% |
| Access 10% | 90% | 58% |
A term the operator does not publish scores zero. The formula is on how we rate.
Phygitals fact sheet
25 / 36
facts read on its own pages. Tap a value for the source.
- Sell-back paid as
Stablecoin
Read on the operator's own page
“All buyback payouts are denominated and paid in USDC (a USD-pegged stablecoin), delivered directly to your wallet.”
The terms say the same: “All buyback payouts are made in USDC on the Solana blockchain.” USDC can then be withdrawn to a bank or an external wallet.
Checked 6 Oct 2026.
Open the source- Sell-back rate
85%
Read on the operator's own page
“The standard buyback rate is 85% of FMV. Some packs may offer enhanced buyback rates above 85%”
A share of a value Phygitals sets from third-party pricing (Alt, by the homepage). Of the five pack pages read, two carried an “85% Buyback” badge and three “100% Buyback”. The terms say the buyback “is not guaranteed liquidity” and may be changed or withdrawn.
Checked 6 Oct 2026.
Open the source- Selling fee
Not published
We looked and the operator does not publish it
No fee on a buyback is stated. The 2% marketplace fee in the terms applies to sales to other users.
Checked 6 Oct 2026.
- Auto-sold after
Not published
We looked and the operator does not publish it
No automatic sale is stated. An offer you ignore expires and the card stays in your collection: “If you prefer to keep, trade, or hold a card, simply let the offer expire.”
Checked 6 Oct 2026.
- Withdrawals
Yes
Read on the operator's own page
“You can withdraw funds to a bank account through our payment processor or transfer USDC, USDT, or SOL directly to any external wallet.”
Guest accounts must convert to a full account first, and an identity check may be required.
Checked 6 Oct 2026.
Open the source- Withdrawal methods
Bank payout (US ACH or debit card; UK, euro and Brazilian PIX accounts are also listed), USDC, USDT or SOL to an external Solana wallet; its own pages disagree
Read on the operator's own page
“Phygitals offers two primary methods for withdrawing funds from your wallet.”
Bank payouts take 1 to 3 business days and their fee is shown only before you confirm. Wallet withdrawals carry no platform fee. The same page says you must hold about 0.02 SOL for network fees, while the FAQ says Phygitals covers them.
Checked 6 Oct 2026.
Open the source- Withdrawal minimum
Not published
We looked and the operator does not publish it
No minimum withdrawal is stated in the funds guide, the FAQ or the terms.
Checked 6 Oct 2026.
- Withdrawal fee
Free to a crypto wallet
Read on the operator's own page
“There are no Phygitals platform fees for wallet withdrawals.”
A bank payout carries a fee that is shown only before you confirm.
Checked 6 Oct 2026.
Open the source- Marketplace fee
2%
Read on the operator's own page
“Phygitals charges a marketplace fee on completed transactions (currently 2%).”
Deducted from the seller.
Checked 6 Oct 2026.
Open the source
Where it works, and for whom
From its terms and store listings. We report what they say, not what the law is where you live.
No US state is excluded by its terms
The two stores disagree sharply: 4.7 from 642 ratings on the App Store against 2.6 from 65 reviews on Google Play. Both listings say card redemption and full marketplace browsing are on phygitals.com, not in the app.
Is it gambling, and playing safely
No ruling we can cite, and we do not say whether it is legal where you live.
- Phygitals says it “does not intend for pack openings to constitute gambling” and “makes no guarantee regarding the classification of its services in any jurisdiction”.
- It leaves the question to you: “You are solely responsible for determining whether your use of the Service complies with all laws”.
- Its terms say the value received “may be significantly less than the amount paid”.
- No self-exclusion tool or spending limit was found on the pages read.
The wider question is covered in are card rip apps legit?
Safer play on Phygitals
Not published
We looked and the operator does not publish it
No self-exclusion tool, spending limit or cool-off period found in the terms, the account guide, the FAQ or the restricted-jurisdictions page.
Checked 6 Oct 2026.
- 1No self-exclusion tool or spending limit was found on Phygitals' public pages.
- 2Set a spending limit before you open the site, and stop when you reach it.
- 3Read the expected value on the pack page first: on some packs it is well below the price.
- 4The sell-back offer lasts 30 minutes on a standard card. Decide before you open, not after.
More on limits and blocks in responsible play. If ripping stops being fun, the National Council on Problem Gambling lists free, confidential help.
Free packs and sign-up offers
Free packs and codes
Only offers the operator itself publishes. No personal referral codes.
Sign-up offer
What the operator saysNone on the homepage, pack pages or store listings.
The catchNothing to claim. Source
Demo spin
What the operator says“Try a free demo spin” on each pack page.
The catchA demo. No page read says it awards a card. Source
Referral
What the operator saysA referee “may receive a discount or specific buyback offer”.
The catchAmounts are not published and rewards are discretionary. We do not list codes. Source
Every app's public offer, side by side, is on the free packs page.
Before you sign up
None published
No sign-up offer appears on the homepage, the pack pages or either store listing. Pack pages carry a “Try a free demo spin” button.
- Referral rewards “are discretionary, and the amount and requirements to receive them can vary”.
- A referred user “may receive a discount or specific buyback offer” on a first qualifying purchase.
- Each pack page read allowed one pack per order (“1 Pack Max”).
Alternatives to Phygitals
Chosen by likeness in the dataset: payout form, card types and devices. Not by commission; there is none.
Also pays sell-backs as stablecoin
#6 on our desk rating · 3.8 / 5
Courtyard
Mystery packs of single graded cards held in a vault, plus a marketplace to resell them.
How money comes outUSDC balance, withdrawn to a bank, debit card, PayPal or Venmo
- Sell-back
Not published
We looked and the operator does not publish it
The terms say the offer is a percentage of fair market value 'as advertised on the product's page'. The public pack page shows no percentage.
Checked 6 Oct 2026.
- Lowest pack
$15
Read on the operator's own page
“Pokémon Basic Pack › $15.00”
The Sports tab also starts at $15. The App Store listing still says “$25 Starter Packs to $1,000 Diamond Packs”.
Checked 6 Oct 2026.
Open the source
Know first: The buyback percentage is not published, and neither is any withdrawal fee or minimum.
Read the Courtyard reviewQuestions, sources and changes
Is Phygitals legit?
It names its company, Phygitals, Inc. of Delaware, and publishes terms, pack odds, a sell-back rate and shipping rate tables. We have not bought a pack, withdrawn money or received a card. Its own pages disagree on pack value, shipping times and who can withdraw to a bank.
Do you need crypto to use Phygitals?
Not to buy: packs can be paid for by credit card, and a wallet is created for you. A sell-back is paid in USDC, a dollar-pegged stablecoin, which you can then send to a bank account or a crypto wallet.
How much does Phygitals pay when you sell a card back?
The documentation says 85% of the card's fair market value as standard, with higher rates on packs that show a badge. The homepage says 85 to 90%. Three of the five pack pages we read showed 100%.
How long do you have to sell back?
Thirty minutes from the reveal on a standard card. Phygitals also lists 3 days for sealed product cards and 7 for inventory cards. An expired offer is not made again.
Is Phygitals the company behind Underdog Rips?
Underdog's terms name Phygitals Inc. as the party that sources, stores and ships its cards. No Phygitals page we read mentions Underdog, and the two products have different sell-back terms.
Does Phygitals ship outside the US?
Yes, by its shipping page: “to most countries and territories”, except sanctioned ones. A published rate table starts at $39.50 abroad, and import duties are the recipient's.
6 Oct 2026
Stated value of the $25 Rookie pack re-read: $26, was $27.
6 Oct 2026
First read of public pages. No account, no wallet connected, nothing tested.
More on Phygitals
Sources15
- Phygitals terms of service (undated) docs.phygitals.com
- Pack Opening & Buyback docs.phygitals.com
- Adding & Withdrawing Funds docs.phygitals.com
- Shipping & Redemption docs.phygitals.com
- Restricted Jurisdictions docs.phygitals.com
- Provable fairness docs.phygitals.com
- Frequently Asked Questions docs.phygitals.com
- $25 Pokémon Rookie pack page phygitals.com
- $10 Pokémon Trainer pack page phygitals.com
- $5 Boost Sport pack page phygitals.com
- $5,000 Pokémon Diamond pack page phygitals.com
- How it works phygitals.com
- App Store listing apps.apple.com
- Google Play listing play.google.com
- Phygitals help centre: shipping fee docs.phygitals.com
Every figure on this page was read on public pages between 6 October 2026 and 7 October 2026. Nothing has been tested with money. cardrip earns nothing from Phygitals.