rip.fun vs Phygitals

Phygitals rates higher on what it puts in writing: 4.2 against 3.3 out of 5. Phygitals leads on money out.

Compare fact by fact

By Alexander Korsager · Checked 6 October 2026

Phygitals#3 of 27

4.2 / 5

How money comes outUSDC to your wallet at 85% of the card's value, then a bank payout or a crypto transfer

rip.fun 1 · Phygitals 1 of 18 facts marked better. Phygitals: devices. See them side by side

Phygitals in action

Its own marketing. We found no promo video or store screenshots for rip.fun.

Score by score

The five parts of the rating, as a share of the points available. Unpublished terms earn nothing.

rip.fun Phygitals

Money out · 30% of the rating

52%71%

Odds shown · 25% of the rating

80%95%

Accountability · 20% of the rating

50%70%

Cost to hold the card · 15% of the rating

100%100%

Access · 10% of the rating

57%90%

Darker bar leads. The formula is on how we rate.

Fact by fact

Tap any value for its source. A grey value is not confirmed on the app's own pages, so no winner is marked on that row.

Not published: we looked; it is not on its pages

rip.fun and Phygitals, fact by fact
rip.fun 1 marked better	Phygitals 1 marked better
How money comes out
Buyback paid in USDC to a rip.fun wallet. No withdrawal route published We looked and the operator does not publish it Searched all 21 docs pages and the site pages read for a way to move USDC out or turn it into dollars. The only statement is that it “can be used on the marketplace or for future purchases”. Checked 6 Oct 2026.	USDC to your wallet at 85% of the card's value, then a bank payout or a crypto transfer Read on the operator's own page “You can withdraw funds to a bank account through our payment processor or transfer USDC, USDT, or SOL directly to any external wallet.” Guest accounts must convert to a full account first, and an identity check may be required. Checked 6 Oct 2026. Open the source
Sell-back rate
Better 86% Read on the operator's own page “86% Instant Buyback” Shown on all three mystery card tiers. The terms say the rate is “as advertised on the product page” and that fair market value “is determined solely by ripdotfun at its discretion”. Checked 6 Oct 2026. Open the source	85% Read on the operator's own page “The standard buyback rate is 85% of FMV. Some packs may offer enhanced buyback rates above 85%” A share of a value Phygitals sets from third-party pricing (Alt, by the homepage). Of the five pack pages read, two carried an “85% Buyback” badge and three “100% Buyback”. The terms say the buyback “is not guaranteed liquidity” and may be changed or withdrawn. Checked 6 Oct 2026. Open the source
Withdrawal methods
Not published We looked and the operator does not publish it No withdrawal method is named on any page read. Checked 6 Oct 2026.	Bank payout (US ACH or debit card; UK, euro and Brazilian PIX accounts are also listed), USDC, USDT or SOL to an external Solana wallet Read on the operator's own page “Phygitals offers two primary methods for withdrawing funds from your wallet.” Bank payouts take 1 to 3 business days and their fee is shown only before you confirm. Wallet withdrawals carry no platform fee. The same page says you must hold about 0.02 SOL for network fees, while the FAQ says Phygitals covers them. Checked 6 Oct 2026. Open the source
Highest pack
$55 Read on the operator's own page “Pro Mystery Cards $55.00” The dearest mystery product. Sealed product on the marketplace goes far higher: one Elite Trainer Box was listed at $1,325.65. Checked 6 Oct 2026. Open the source	$5,000 Read on the operator's own page “Diamond$5,000” The highest price on the Pokémon and Sports ladders. Seven other category tabs were not opened. Checked 6 Oct 2026. Open the source
Runs on
Web Read on the operator's own page The site and docs link to no app, and a US App Store search returned none from this operator. Checked 6 Oct 2026. Open the source	Better Web, iPhone, Android Read on the operator's own page “Phygitals is the mobile companion for physical-backed digital trading cards.” Both listings say that physical-card redemption and full marketplace browsing are on phygitals.com, not in the app. Checked 6 Oct 2026. Open the source
Cards
Pokémon, One Piece, Other Read on the operator's own page “All Games Pokémon One Piece Azuki” “Other” is the Azuki trading card game. Checked 6 Oct 2026. Open the source	Pokémon, Sports, One Piece, Other Read on the operator's own page “Pokémon TCG (primary), Baseball, Football, Soccer, Basketball, One Piece, Riftbound, Dragon Ball, Yu-Gi-Oh!” Other is Riftbound, Dragon Ball and Yu-Gi-Oh!. The pack pages show the same ten category tabs. Checked 6 Oct 2026. Open the source
US states
Not published We looked and the operator does not publish it No US state is excluded on any page read. The terms bar only people in or from jurisdictions under a US trade embargo, naming Cuba, Iran, North Korea, Syria and three regions of Ukraine. Checked 6 Oct 2026.	No US state excluded Read on the operator's own page “Phygitals is available in most countries. However, it is your responsibility to determine whether your use of any feature of the Service is lawful in your jurisdiction.” No US state is named on the restricted-jurisdictions page or in the terms. The only named exclusions are sanctioned countries and regions. Phygitals says it may add restrictions, including on pack openings, without prior notice. Checked 6 Oct 2026. Open the source
Shipping time
US about 5 to 10 business days after processing; abroad varies Read on the operator's own page “United States: ~5–10 business days after processing” Checked 6 Oct 2026. Open the source	Typically 1 to 2 weeks from claim to delivery in the US, or 2 to 3 weeks from the PSA vault; abroad takes longer Read on the operator's own page “Total time from claim to delivery is typically 1–2 weeks for domestic shipments.” Fanatics and Alt vaults 1 to 2 weeks, PSA vault 2 to 3 weeks. “Estimates and not guarantees”. International delivery “may range from 1–4 weeks”. Checked 6 Oct 2026. Open the source
Shipping fee
$6 base fee plus $8 for every 25 items Read on the operator's own page “Redemptions incur a flat $6 base fee, plus $8 for every 25 items redeemed.” No carrier price is published. US orders add sales tax on the items' fair market value; orders abroad add local duties and VAT. Checked 6 Oct 2026. Open the source	From $15.41 in the US and $39.50 abroad for a shipment declared at up to $500, rising with value; the amount is shown before you confirm Read on the operator's own page “Prices include shipping and liability and 1 Lb free.” From two rate tables published as images in an older part of the documentation; the image files are dated 11 March 2025. The current terms give no amount: “A per-item withdrawal fee applies to each claim and is displayed before you confirm the redemption.” Import duties and sales tax are extra. Checked 6 Oct 2026. Open the source
App Store rating
No listing found We looked and the operator does not publish it Checked 6 Oct 2026.	4.7 from 642 Read on the operator's own page Checked 6 Oct 2026. Open the source
Company
ripdotfun ltd. Read on the operator's own page “ripdotfun ltd., a Delaware Corporation with an office at 1606 Headway Cir #9774, Austin, TX 78754, USA” Checked 6 Oct 2026. Open the source	Phygitals, Inc. Read on the operator's own page “Phygitals, Inc., a Delaware corporation with its principal office at 1111B S Governors Ave STE 34931, Dover, DE 19904” Both store listings name the developer as Phygitals Inc. An older terms page still in the documentation says Phygitals INC. Checked 6 Oct 2026. Open the source

Showing 11 of 18 facts. “Better” is marked only where both apps' figures were read on their own pages and can be ordered.

What $100 of packs becomes

If you sold every card straight back, at the app's own published average and sell-back rate.

rip.fun

? no bar

No average return is published on a public page.

Phygitals

$88−$16

The app states $104 of cards for each $100 of packs, so this bar stands for $104.

Only an app that publishes both an average return and a sell-back rate gets a bar. The cash-back calculator runs the same sum for your own spend.

Pick this one if you want…

Tap what matters to you. Each answer comes from a confirmed fact, not a preference.

rip.funNot for this

PhygitalsPick this one

Phygitals: USDC to your wallet at 85% of the card's value, then a bank payout or a crypto transfer.

Know first: No page says how USDC leaves the wallet, and the buyback rate is stated three ways, the marketplace fee and redemption fee two ways each.

How rip.fun works

Visit rip.funNo commission on this link

Know first: The standard sell-back offer lasts 30 minutes and cannot be reopened. Pack pages show expected values below the price while a policy page says every pack holds at least its price, and bank withdrawal fees are shown only at the last step.

How Phygitals works

Visit PhygitalsNo commission on this link

Go deeper

What neither app publishes

We looked on both apps' terms, help pages, pack pages and store listings. These are missing from both.

Whether selling back carries a feerip.fun: not publishedPhygitals: not published

The withdrawal minimumrip.fun: not publishedPhygitals: not published

A self-exclusion toolrip.fun: not publishedPhygitals: not published

A third option that publishes more

Arena Club · 4.4 / 5

Cash to a bank account or debit card through Stripe, from $1

See the full ranking

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Questions people ask

Which is better, rip.fun or Phygitals?

Phygitals rates higher than rip.fun on what it puts in writing, 4.2 against 3.3 out of 5. Phygitals has an Android app. Which one suits you depends on what you need: the chooser on this page goes need by need.

Does rip.fun pay cash like Phygitals?

rip.fun: Buyback paid in USDC to a rip.fun wallet. No withdrawal route published. Its withdrawal methods and minimum are not published. Phygitals: USDC to your wallet at 85% of the card's value, then a bank payout or a crypto transfer. Its help centre lists 2 withdrawal methods; no minimum is published. Each route out is set side by side on the cash-out page.

Which US states can use rip.fun and Phygitals?

rip.fun does not publish a list of excluded states. Phygitals excludes no US state in writing. Both set a minimum age of 18. Every app by state is on the availability page.

Which pays more when you sell a card back, rip.fun or Phygitals?

rip.fun: 86%. Phygitals: 85%. rip.fun is ahead here, and both values were read on the apps' own pages. The cash-back calculator turns a published rate into dollars.

Do rip.fun and Phygitals run on the same devices?

rip.fun: Web. Phygitals: Web, iPhone, Android. Phygitals is ahead here, and both values were read on the apps' own pages.

Sources

Alexander Korsager

Every figure was checked on 6 October 2026. How each app pays out is compared in full on the cash-out page.