What each app changed, before and after
An app can rewrite its terms and change only the date at the top. Here is each changed clause, before and after, with dated copies of both.
By Alexander Korsager · Checked 7 October 2026 · We earn nothing from any app on this site
Rips by TriumphThe log
What each document said before and after. Filter by kind of change, by app or by effect, or switch the cells to the operator's own words.
25 changes, newest first.
Underdog Rips Cuts both waysOddsPacks that offer the 50/50 Toss Up option
Help article: what are the odds of pulling each card · No earlier copy could be opened. Our read of 6 October 2026 recorded the option for $5 and $25 packs only, and the article was marked “Updated today” when re-read through a US page reader on 7 October.BeforeNot heldNo earlier copy could be opened.After$5, $25, $100 and $1,000 Sports packs“For now, this option will only be available for the $5, $25, $100, and $1,000 Sports packs.”
Live page, read 7 Oct 2026
Rips by Triumph Cuts both waysOther termsDeleting an account
Terms of use · The only sentence added in the 5 October version. Its other edits correct a typo and add football to the list of card types.AfterDeletion can be undone; self-exclude to stay out“Account deletion is reversible, if you are seeking to be permanently excluded from the application you must use the suspension and self-exclusion features.”
Live page, read 7 Oct 2026
Packz Cuts both waysSell-backWhat handing a card back is called
Terms of use, version 1.7 · The archive's earlier copies of this address that we opened hold the site's shell and no terms text, so the wording this version replaced is not held.BeforeNot heldNo earlier copy could be opened.AfterA “Return” for credit to your balance“return the Item to Packz for a credit to their User Balance (a "Return," as defined in Section 6.14.3)”
Copy of 2 Oct 2026
Rips by Triumph Better for youCash-outCap Triumph may put on withdrawals
Terms of use · A limit Triumph may apply at its discretion, not a promise that this much can be withdrawn.Before$250 a week“may limit you to no more than $250 in eligible funds during any single period of seven (7) consecutive days”
Copy of 25 Aug 2026After$10,000 a day“may limit you to no more than $10,000 in withdrawals in any single day, provided that withdrawal via Venmo is capped at no more than $4,000 per rolling twenty-four (24) hours”
Copy of 21 Sept 2026
Rips by Triumph Worse for youCash-outWhere a payout can be sent
Terms of use ·BeforeDebit card, bank, PayPal, Venmo or CashApp“a payout on the user’s debit card, bank account, and if available a user's PayPal, Venmo, or CashApp account”
Copy of 25 Aug 2026AfterDebit card, bank, PayPal or Venmo“a payout on the user’s debit card, bank account, and if available a user's PayPal or Venmo account”
Copy of 21 Sept 2026
Rips by Triumph Cuts both waysOther termsWhose law governs a dispute
Terms of use ·BeforeCalifornia“governed by and construed in accordance with the laws of the State of California”
Copy of 25 Aug 2026AfterDelaware“governed by and construed in accordance with the laws of the State of Delaware”
Copy of 21 Sept 2026
No change to an odds table or a pack price is logged yet: our record of those starts on 6 October 2026. Figures that move with a pack's stock are re-read and filed as live figures. Our own mistakes are a separate list, on the corrections page.
Which way the changes went
Each entry carries our reading of the clause: worse for the customer, better, or either way depending on the case.
Rips by TriumphWorse for you: 4Better for you: 4Cuts both ways: 614
Tilt RipsWorse for you: 3Cuts both ways: 36
CourtyardWorse for you: 2Cuts both ways: 13
PackzCuts both ways: 11
Underdog RipsCuts both ways: 11
- ▼ Worse for you
- ▲ Better for you
- ◆ Cuts both ways
A long bar is not a bad mark. Rips by Triumph has the most entries because the archive holds the most copies of its documents, and 4 of its changes favour the customer. An app with no bar has no earlier copy to compare, which is not the same as no change.
Changes by month, 2026
- Feb: 0 changes
- 1Mar: 1 change
- 1Apr: 1 change
- May: 0 changes
- 3Jun: 3 changes
- 4Jul: 4 changes
- 5Aug: 5 changes
- 6Sept: 6 changes
- 2Oct: 2 changes
Filed by the operator's own date, or by the first copy that shows the change. 3 earlier entries are from before 2026. Rips by Triumph changed a document in 7 of these 9 months.
How far back each app goes
Our own record of every app starts on 6 October 2026. Anything older comes from copies the Internet Archive happened to keep.
| App | Baseline | Earliest copy | Changes |
|---|---|---|---|
| 6 Oct 2026 | 18 Nov 202523 copies | 14 | |
| 6 Oct 2026 | 13 May 20264 copies | 6 | |
| 6 Oct 2026 | 18 Jul 202419 copies | 3 | |
| 6 Oct 2026 | Copies unreadable | 1 | |
| 6 Oct 2026 | None compared | 1 | |
| 6 Oct 2026 | 18 Jul 20255 copies | 0 | |
| 6 Oct 2026 | 10 Jul 20251 copy | 0 | |
| 6 Oct 2026 | None compared | – | |
| 6 Oct 2026 | None compared | – | |
| 6 Oct 2026 | None compared | – | |
| 6 Oct 2026 | None compared | – | |
| 6 Oct 2026 | None compared | – | |
| rip.fun | 6 Oct 2026 | None compared | – |
| 6 Oct 2026 | None compared | – | |
| 6 Oct 2026 | None compared | – | |
| 6 Oct 2026 | None compared | – | |
| 6 Oct 2026 | None compared | – | |
| 6 Oct 2026 | None compared | – | |
| 6 Oct 2026 | None compared | – | |
| 6 Oct 2026 | None compared | – | |
| 6 Oct 2026 | None compared | – | |
| 6 Oct 2026 | None compared | – | |
| 6 Oct 2026 | None compared | – | |
| 6 Oct 2026 | None compared | – | |
| 6 Oct 2026 | None compared | – | |
| 6 Oct 2026 | None compared | – | |
| 6 Oct 2026 | None compared | – |
For the 22 apps with no earlier copy compared, history before the baseline is not recoverable here: a dash means unknown, not unchanged. From the baseline on, each re-read is set against the one before.
| Document | Copies compared | Result |
|---|---|---|
| Rips by TriumphTerms of use | 12 copies13 Feb 2026 to 7 Oct 2026Changes found | Changes foundEight dated versions across the copies, the latest dated 5 October 2026. |
| Rips by TriumphFAQ | 11 copies18 Nov 2025 to 7 Oct 2026Changes found | Changes foundEvery copy to May 2026 carries the same date, 22 October 2025. The version dated 21 September 2026 changed nothing but that date. |
| Tilt RipsTerms and conditions | 4 copies13 May 2026 to 7 Oct 2026Changes found | Changes foundFour dated versions: 11 May, 17 June, 5 August and 16 September 2026. |
| CourtyardAsset redemption and shipping | 14 copies18 Jul 2024 to 10 Jun 2026Changes found | Changes foundNo change found after April 2025. Between January and March 2025 the page also dropped a paragraph saying its shipping quote includes insurance with “no additional fees”. |
| CourtyardTerms of service | 5 copies17 Jan 2025 to 6 Mar 2026Changes found | Changes foundOne section added between January and March 2025. Nothing on fees, buybacks or windows changed between the copies. |
| PackzTerms of use | 3 copies2 Mar 2026 to 2 Oct 2026Earlier copies unreadable | Earlier copies unreadableThe two earlier copies opened, of 2 March and 3 September 2026, hold no terms text. |
| Arena ClubTerms of service | 1 copy10 Jul 2025One copy only | One copy onlyOne copy, dated 18 June 2025 by Arena Club: 100% of its estimate less a 10% fee, open for 24 hours. The same figures as our baseline. |
| Fanatics Instant RipsInstant Credit launch post | 3 copies18 Jul 2025 to 6 Mar 2026No change found | No change foundThe post's own text did not change between the copies. |
| Fanatics Instant RipsVault help page | 2 copies14 Feb 2026 to 24 Mar 2026No change found | No change foundNo change between the two copies. |
How a change gets logged
A new date at the top of a document is not an entry. The clause that moved is.
The log records what a document said on two dates. It does not show that an app applied a change to any account, or why it made it: nothing here was tested. It is a selection of clauses that touch money, time or access, not every edit an app made. How facts are sourced is on how we rate.
Questions people ask
Do card rip apps change their odds?
13 of the 27 apps say their odds move as cards leave a pack. We have not logged a change to a published odds table yet: our first read was on 6 October 2026. What the log holds so far is terms: one app rewrote how it describes its odds, and one stated pack value moved by a dollar.
How do I know when an app changes its terms?
None of the documents we compared marks what moved. At most the date at the top changes, and Courtyard added a section while its date stayed the same. Packz's terms say that using the service after a change is posted counts as agreeing to it. This log compares dated copies and shows the clause that moved, with both wordings.
Why are some changes marked “cuts both ways”?
Because the effect depends on your case. A buyback locked at the purchase-day value helps if the card falls and costs you if it rises. A change of governing law or company name changes nothing you pay. Those are logged and not scored.
Is this the same as your corrections page?
No. Corrections is what we got wrong in our own data and fixed. This page is what the apps changed in their own documents, whether or not it touched a figure of ours.
Sources13
- Rips by Triumph: Terms of use docs.triumpharcade.com · copies opened 7 October 2026
- Rips by Triumph: FAQ docs.triumpharcade.com · copies opened 7 October 2026
- Tilt Rips: Terms and conditions tiltrips.com · copies opened 7 October 2026
- Courtyard: Asset redemption and shipping docs.courtyard.io · copies opened 7 October 2026
- Courtyard: Terms of service docs.courtyard.io · copies opened 7 October 2026
- Packz: Terms of use packz.io · copies opened 7 October 2026
- Arena Club: Terms of service info.arenaclub.com · copies opened 7 October 2026
- Fanatics Instant Rips: Instant Credit launch post about.fanatics.live · copies opened 7 October 2026
- Fanatics Instant Rips: Vault help page support.fanaticscollect.com · copies opened 7 October 2026
- Underdog Rips: Help article: what are the odds of pulling each card help.underdogsports.com · copies opened 7 October 2026
- Tilt Rips: 125% raw card shipping offer terms tiltrips.com · copies opened 7 October 2026
- Phygitals: example pack page phygitals.com · copies opened 7 October 2026
- Internet Archive Wayback Machine: the dated copies web.archive.org · copies opened 7 October 2026

Every figure was read on public pages between 6 October 2026 and 7 October 2026. Nothing here has been tested with money yet. The archived copies and live pages behind this log were opened on 7 October 2026. Effect marks are our reading of each clause.



