PrizePicks Packs vs Underdog Rips: which pays you more?

Neither publishes enough to work out what $100 of packs becomes. PrizePicks Packs rates higher on what it puts in writing, 3.9 against 3.0 out of 5.

Pikachu Gold Star, Holon Phantoms: the card that stands for PrizePicks Packs here, not one of its own

PrizePicks Packs3.9/5#7 of 28Rates higher

Not worked out

No average return is published on a public page.

no squares to draw

Scyther, Jungle: the card that stands for Underdog Rips here, not one of its own

Underdog Rips3.0/5#22 of 28

Not worked out

How a sell-back is paid, cash or credit, is not confirmed on a public page.

no squares to draw

Money back: Neither can be worked out

Visit PrizePicks Packs

Visit Underdog Rips

18+ only · How we earn

By Alexander Korsager · Checked Oct 24, 2026

We may earn a commission when you sign up through our links. Commission is not an input to our ratings.How we earn

Who each app is better for

Use case by use case, on figures each app puts in writing. Tap a figure for its source and the day it was read.

PrizePicks Packs is better for

Cheapest first pack
Where you live

Underdog Rips is better for

Store rating

10 of 13 use cases have no winner: a figure is missing from one app's pages, or the two are level.

PrizePicks Packs and Underdog Rips, use case by use case
PrizePicks Packs	Underdog Rips
Cash you can withdraw
Cash, from $10 Read on the operator's own page “you may close your Account and withdraw your Deposits and/or proceeds of accepting Buyback Offers at any time” Terms § 6.2. The help centre says the proceeds are 'added to your PrizePicks balance and can be used across all PrizePicks products'; the landing page calls it the card's 'cash fair market value'. Checked Oct 24, 2026. Open the source	Advertised, not in its terms The operator's marketing says this; its terms do not “Keep it or flip it back for cash.” The terms say only that 'you will be credited the fair market value'. Underdog balances are either withdrawable cash or bonus funds, and no page read says which one a Rips credit is. Checked Oct 23, 2026. Open the source
Selling a card straight back
100%, cash Read on the operator's own page “Our buyback offer is 100% of your card’s FMV.” 100% of a value PrizePicks sets itself. The landing page names Card Ladder and ALT; the terms say 'one or more independent third-party collectible valuation services', which PrizePicks may adjust 'at PrizePicks' discretion'. It need not offer a buyback at all (terms § 7.8). Checked Oct 24, 2026. Open the source	100% Read on the operator's own page “the buyback offer is set at 100% of FMV — the same value determined at pack reveal” 100% of a value Underdog sets itself, from Alt, CardLadder and its own pricing system. The terms give no percentage: 'you will be credited the fair market value'. The options article adds 'if that option is available for the card'. Checked Oct 12, 2026. Open the source
Fee on a sell-back
Not published We looked and the operator does not publish it No selling fee is stated on the pages read. Checked Oct 24, 2026.	Not published We looked and the operator does not publish it No selling fee is stated on the pages read. Checked Oct 12, 2026.
Time to take a buyback offer
Open 3 days Read on the operator's own page “Our buyback offer holds for 3 days, and it won’t change during that window.” Checked Oct 24, 2026. Open the source	Open 3 days Read on the operator's own page “That offer holds for 3 days from reveal and won't decrease during that window” Checked Oct 12, 2026. Open the source
A card you keep
Sold for you after 3 days Read on the operator's own page “YOU MAY STORE IT FOR A MAXIMUM OF THREE DAYS” Terms § 7.10, which lets PrizePicks shorten the period 'to not less than 24 hours', shown 'before you complete a purchase'; § 7.14 says it 'may be shorter than three days for certain purchases'. A ship-only card is shipped instead and the fee charged to your balance. Checked Oct 24, 2026. Open the source	Sold for you after 3 days Read on the operator's own page “Any card that remains in storage for three (3) days or longer will be deemed sold back to Underdog” Rips terms, version 1.3, effective September 29, 2026. Four help articles also say 3 days. Underdog 'will attempt' 24 hours' notice by push notification and may extend the deadline. Checked Oct 24, 2026. Open the source
Odds before you pay
Inside the app Read on the operator's own page “Before you complete a purchase, PrizePicks will display the value range(s) a Product may yield and the probability of each value tier” Shown under a 'What's inside' button in the app. Pack pages sit behind the login, so no odds table was seen. The landing page gives one range: a $1 pack 'normally lands somewhere between $0.30 and $20'. Checked Oct 24, 2026. Open the source	Inside the app Read on the operator's own page “Odds are listed on each pack's product page before you buy, broken out by rarity tier or card group.” Pack pages sit behind the app login, so no odds table was seen. The terms say odds 'will be disclosed to you prior to purchase'. Checked Oct 12, 2026. Open the source
Cheapest first pack
Better $1 Read on the operator's own page “Pack prices range from $1 to $2,500.” The press release counts 'nine accessible pricing tiers ranging from $1 to $2,500'. Checked Oct 24, 2026. Open the source	$5 Read on the operator's own page “At this time, we offer $5, $25, $100, $1,000, and $2,500 packs.” Checked Oct 12, 2026. Open the source
Fee to withdraw
Not published We looked and the operator does not publish it “Withdrawals shall only be provided via an ACH bank transfer, an OCT transfer via an eligible credit card company’s push payment solution, or PayPal.” No withdrawal fee is stated in the Packs terms or the withdrawals help article. The terms allow a $4 a month fee on an account left inactive for 18 months. Checked Oct 24, 2026. Open the source	Not published We looked and the operator does not publish it “All withdrawals are processed 48-72 hours after being requested.” No withdrawal fee is stated in the 5 withdrawal help articles or the terms. The Underdog terms allow a $4 a month fee on an account left inactive for 18 months. Checked Oct 6, 2026. Open the source
Where you live
Better No US state excluded Read on the operator's own page “PrizePicks Packs is available to verified users in all 50 states.” The press release says 'all 50 states and D.C.' The terms define 'Excluded Jurisdictions' without naming any. US only, identity verification required. Checked Oct 24, 2026. Open the source	Not Nevada Read on the operator's own page “Rips is available in all states except for Nevada. Customers in Canada will also not be able to access Rips.” The Rips terms name no state: 'Underdog Rips are not available in all states', and availability can change 'at any time without notice'. US only. Checked Oct 12, 2026. Open the source
Your device
iPhone, Android Read on the operator's own page “Tap the PrizePicks Packs tab in the bottom navigation bar of the PrizePicks app.” Both store listings are the PrizePicks app's; neither description mentions Packs yet. The terms speak of the 'Site or App', but no page read shows packs being bought on the web. Checked Oct 24, 2026. Open the source	iPhone, Android Read on the operator's own page “Underdog Rips: There’s hope left in the world. Trading cards are back. Buy a pack, see odds upfront, rip it open.” The help center says Rips is 'in the Games section of the app' and links both store listings. The Google Play listing does not mention Rips. app.underdogsports.com/rips leads to a login, so whether packs can be opened on the web was not seen. Checked Oct 12, 2026. Open the source
Posting a card to you
Inside the app Only visible after signing in “Shipping fees and taxes are calculated after you enter your information.” No amount is published. The FAQ says fees depend on 'the specific vault partner holding your physical card'. The terms say the fee and any sales tax are shown before you confirm. Checked Oct 24, 2026. Open the source	Inside the app Only visible after signing in “Shipping fees may differ for each card, as they depend on the vault where the card is stored.” No amount is published; the cost is shown at the claim step. Underdog says it adds nothing to the vault's fee. Sales tax is charged on a shipped card where the law requires. Checked Oct 12, 2026. Open the source
Store rating
4.7 from 508K (App Store) Read on the operator's own page Checked Oct 24, 2026. Open the source	Better 4.8 from 328K (App Store) Read on the operator's own page Checked Oct 24, 2026. Open the source
Locking yourself out
Yes Read on the operator's own page “You may choose to self-exclude from the Services.” Terms § 19: a self-excluded user cannot open an account, deposit or buy packs. An account-wide tool for the whole PrizePicks app, not one for Packs alone. Checked Oct 24, 2026. Open the source	Yes Read on the operator's own page “These periods can be set for 1 year, 3 years, 5 years, 10 years, or lifetime.” An account-wide tool for the whole Underdog app, not one for Rips alone. The Underdog terms list different periods, from 3 months to 10 years. Checked Oct 12, 2026. Open the source

Changed in their own documents

Oct 23, 2026 · PrizePicks Packs · Help article: PrizePicks PacksTime to sell back or ship, in the help centre's FAQ3 days (72 hours) → 24 hours
Oct 7, 2026 · Underdog Rips · Help article: what are the odds of pulling each cardPacks that offer the 50/50 Toss Up option$5, $25, $100 and $1,000 Sports packs

Every dated change, with both copies of the page, is in the terms change log.

The same $100 card, both ways

What each app pays for a card worth $100 that you sell straight back, then both price ladders on one axis.

PrizePicks PacksRate:

100%

Read on the operator's own page

“Our buyback offer is 100% of your card’s FMV.”

100% of a value PrizePicks sets itself. The landing page names Card Ladder and ALT; the terms say 'one or more independent third-party collectible valuation services', which PrizePicks may adjust 'at PrizePicks' discretion'. It need not offer a buyback at all (terms § 7.8).

Checked Oct 24, 2026.

Open the source

$100

Paid as cash. The offer stays open 3 days.

Underdog RipsRate:

100%

Read on the operator's own page

“the buyback offer is set at 100% of FMV — the same value determined at pack reveal”

100% of a value Underdog sets itself, from Alt, CardLadder and its own pricing system. The terms give no percentage: 'you will be credited the fair market value'. The options article adds 'if that option is available for the card'.

Checked Oct 12, 2026.

Open the source

$100

Paid as a form not confirmed. The offer stays open 3 days.

The rate is after any published selling fee. Striped squares are site credit: it buys more packs and cannot be withdrawn.

PrizePicks Packs

Read on the operator's own page

“Pack prices range from $1 to $2,500.”

The press release counts 'nine accessible pricing tiers ranging from $1 to $2,500'.

Checked Oct 24, 2026.

Open the source

$2,500

Read on the operator's own page

“Pack prices range from $1 to $2,500.”

Checked Oct 24, 2026.

Open the source

Underdog Rips

Read on the operator's own page

“At this time, we offer $5, $25, $100, $1,000, and $2,500 packs.”

Checked Oct 12, 2026.

Open the source

$5,000

Read on the operator's own page

“We now offer Pokemon packs at $5, $25, $100, $1,000, $2,500 and $5,000 tiers.”

Pokémon only; Sports packs run to $2,500 ('At this time, we offer $5, $25, $100, $1,000, and $2,500 packs'). Read 2026-10-24 through the r.jina.ai US reader by the w05 gap agent (article 'Updated over a week ago'); the read of 2026-10-12 had Pokémon to $2,500.

Checked Oct 24, 2026.

Open the source

Each step on the axis is ten times the price. Dots are the price points read on the app's public pack pages, where they were recorded.

Underdog Rips in action

Its own marketing. We found no promo video or store screenshots for PrizePicks Packs.

Score by score

The five parts of the rating, as a share of the points available. Unpublished terms earn nothing.

PrizePicks Packs Underdog Rips

Money out · 30% of the rating

100%45%

Odds shown · 25% of the rating

40%40%

Accountability · 20% of the rating

100%100%

Cost to hold the card · 15% of the rating

65%65%

Access · 10% of the rating

83%73%

Darker bar leads. The formula is on how we rate.

Fact by fact

Tap any value for its source. A grey value is not confirmed on the app's own pages, so no winner is marked on that row.

Not publishedwe looked; it is not on its pages
Inside the appshown only after you sign in

PrizePicks Packs and Underdog Rips, fact by fact
PrizePicks Packs 2 marked better	Underdog Rips 0 marked better
How money comes out
A credit of the card's stated value to your PrizePicks balance, which its terms let you withdraw Read on the operator's own page “you may request a withdrawal of funds from the available cash balance in your Account at any time” Terms § 9.6. Processing 'may take up to five (5) business days'. Checked Oct 24, 2026. Open the source	A credit of the card's stated value to your Underdog account; the store listing calls it cash Read on the operator's own page “you may close your Account and withdraw your Account balance at any time and for any reason” True of the Underdog account. A help article says “Only the withdrawable portion of your account balance can be withdrawn”, and no page read says a Rips sell-back credit is in it. Checked Oct 12, 2026. Open the source
Withdrawal minimum
$10 Read on the operator's own page “The minimum withdrawal is $10.00 (USD)” No minimum on account closure or inactivity. Checked Oct 24, 2026. Open the source	Not published We looked and the operator does not publish it No minimum withdrawal is stated on the help pages or terms read. Checked Oct 12, 2026.
Withdrawal methods
ACH bank transfer, Push to card (OCT), PayPal Read on the operator's own page “Withdrawals shall only be provided via an ACH bank transfer, an OCT transfer via an eligible credit card company’s push payment solution, or PayPal.” Checked Oct 24, 2026. Open the source	Visa or Mastercard debit card, Apple Pay (Visa debit), PayPal, Venmo, Trustly online banking Read on the operator's own page “Visa and Mastercard debit cards, Apple Pay (Visa Debit Cards), PayPal, Venmo, and online banking via Trustly” For the Underdog account as a whole. Card, PayPal and Venmo need an earlier deposit by the same method. Another article also lists Paysafe. Checked Oct 12, 2026. Open the source
Lowest pack
Better $1 Read on the operator's own page “Pack prices range from $1 to $2,500.” The press release counts 'nine accessible pricing tiers ranging from $1 to $2,500'. Checked Oct 24, 2026. Open the source	$5 Read on the operator's own page “At this time, we offer $5, $25, $100, $1,000, and $2,500 packs.” Checked Oct 12, 2026. Open the source
Highest pack
$2,500 Read on the operator's own page “Pack prices range from $1 to $2,500.” Checked Oct 24, 2026. Open the source	$5,000 Read on the operator's own page “We now offer Pokemon packs at $5, $25, $100, $1,000, $2,500 and $5,000 tiers.” Pokémon only; Sports packs run to $2,500 ('At this time, we offer $5, $25, $100, $1,000, and $2,500 packs'). Read 2026-10-24 through the r.jina.ai US reader by the w05 gap agent (article 'Updated over a week ago'); the read of 2026-10-12 had Pokémon to $2,500. Checked Oct 24, 2026. Open the source
US states
Better No US state excluded Read on the operator's own page “PrizePicks Packs is available to verified users in all 50 states.” The press release says 'all 50 states and D.C.' The terms define 'Excluded Jurisdictions' without naming any. US only, identity verification required. Checked Oct 24, 2026. Open the source	Not Nevada Read on the operator's own page “Rips is available in all states except for Nevada. Customers in Canada will also not be able to access Rips.” The Rips terms name no state: 'Underdog Rips are not available in all states', and availability can change 'at any time without notice'. US only. Checked Oct 12, 2026. Open the source
Shipping time
1 to 2 business days to move into transit, then usually 1 to 3 weeks to deliver. US street addresses only Read on the operator's own page “Final delivery usually takes 1 to 3 weeks depending on the carrier and regular shipping times” The landing page says cards go by USPS. A shipment can be cancelled for one hour (terms § 7.9). Checked Oct 24, 2026. Open the source	Typically 2 to 3 weeks from claim to delivery from the PSA Vault, 1 to 2 weeks from the Fanatics or Alt vault. US addresses only Read on the operator's own page “Total time from claim to delivery is typically 2–3 weeks for domestic shipments.” PSA Vault 2 to 3 weeks; Fanatics Vault and Alt Vault 1 to 2 weeks. 'Estimates and not guarantees'. A claim can be cancelled for 60 minutes. Checked Oct 12, 2026. Open the source
App Store rating
4.7 from 508K Read on the operator's own page Checked Oct 24, 2026. Open the source	4.8 from 328K Read on the operator's own page Checked Oct 24, 2026. Open the source
Company
WMSC LLC d/b/a PrizePicks Packs Read on the operator's own page “WMSC LLC d/b/a PrizePicks Packs, a Delaware limited liability company” The App Store seller is SidePrize, LLC; Google Play's developer is PrizePicks. Team and Culture Picks are run by a third company, Performance Predictions II, LLC. Checked Oct 24, 2026. Open the source	Underdog Sports, LLC d/b/a Underdog Fantasy Read on the operator's own page “a binding agreement between you and Underdog Sports, LLC d/b/a Underdog Fantasy” The Rips terms supplement these terms and do not define 'Underdog' themselves. The legal center's copyright line names Underdog Sports Holdings, Inc.; the App Store seller is Underdog Sports, Inc.; Google Play's developer is Underdog Sports Wagering, LLC. Cards are sourced, stored and shipped by Phygitals Inc. Checked Oct 12, 2026. Open the source

Showing 9 of 18 facts. “Better” is marked only where both apps' figures were read on their own pages and can be ordered.

Pick this one if you want…

Tap what matters to you. Each answer comes from a confirmed fact, not a preference.

PrizePicks PacksPick this oneFrom $10withdrawal minimum

Know first: PrizePicks' own pages give two deadlines, 3 days and 24 hours, before a card is sold back for you. It can also mark a card ship-only, and odds are shown only inside the app.

How PrizePicks Packs works

Visit PrizePicks Packs

Underdog RipsNot for this

Know first: You have three days to choose: after that the card is sold back for you. No public page says whether the credit lands as withdrawable cash, and odds are shown only inside the app.

How Underdog Rips works

Visit Underdog Rips

PrizePicks Packs: A credit of the card's stated value to your PrizePicks balance, which its terms let you withdraw.

Go deeper

Switching between PrizePicks Packs and Underdog Rips

Pick the way you are moving. Each step uses the figures from the app you are leaving or joining.

Clear the cards you hold at PrizePicks Packs
A buyback offer is
Open 3 days
Read on the operator's own page
“Our buyback offer holds for 3 days, and it won’t change during that window.”
Checked Oct 24, 2026.
Open the source
Posting a card out
Inside the app
Only visible after signing in
“Shipping fees and taxes are calculated after you enter your information.”
No amount is published. The FAQ says fees depend on 'the specific vault partner holding your physical card'. The terms say the fee and any sales tax are shown before you confirm.
Checked Oct 24, 2026.
Open the source
Delivery
1 to 2 business days to move into transit, then usually 1 to 3 weeks to deliver. US street addresses only
Read on the operator's own page
“Final delivery usually takes 1 to 3 weeks depending on the carrier and regular shipping times”
The landing page says cards go by USPS. A shipment can be cancelled for one hour (terms § 7.9).
Checked Oct 24, 2026.
Open the source
Take your balance out of PrizePicks Packs
Paid as
Cash
Read on the operator's own page
“you may close your Account and withdraw your Deposits and/or proceeds of accepting Buyback Offers at any time”
Terms § 6.2. The help centre says the proceeds are 'added to your PrizePicks balance and can be used across all PrizePicks products'; the landing page calls it the card's 'cash fair market value'.
Checked Oct 24, 2026.
Open the source
Minimum
$10
Read on the operator's own page
“The minimum withdrawal is $10.00 (USD)”
No minimum on account closure or inactivity.
Checked Oct 24, 2026.
Open the source
Fee
Not published
We looked and the operator does not publish it
“Withdrawals shall only be provided via an ACH bank transfer, an OCT transfer via an eligible credit card company’s push payment solution, or PayPal.”
No withdrawal fee is stated in the Packs terms or the withdrawals help article. The terms allow a $4 a month fee on an account left inactive for 18 months.
Checked Oct 24, 2026.
Open the source
Fastest stated
Up to five business days (ach, a push to card, or paypal)
Read on the operator's own page
“Processing of requested funds back may take up to five (5) business days”
Checked Oct 24, 2026.
Open the source
Check Underdog Rips takes you
States
Not Nevada
Read on the operator's own page
“Rips is available in all states except for Nevada. Customers in Canada will also not be able to access Rips.”
The Rips terms name no state: 'Underdog Rips are not available in all states', and availability can change 'at any time without notice'. US only.
Checked Oct 12, 2026.
Open the source
Minimum age
18+
Read on the operator's own page
“any individual under the age of 18 (or the minimum age in your state of residence, which may also be 19 or 21)”
From the Rips terms, version 1.3, effective September 29, 2026. The store listings say 19+ in Alabama and Nebraska and 21+ in Arizona, Massachusetts and Virginia for the Underdog app.
Checked Oct 24, 2026.
Open the source
Runs on
iPhone, Android
Read on the operator's own page
“Underdog Rips: There’s hope left in the world. Trading cards are back. Buy a pack, see odds upfront, rip it open.”
The help center says Rips is 'in the Games section of the app' and links both store listings. The Google Play listing does not mention Rips. app.underdogsports.com/rips leads to a login, so whether packs can be opened on the web was not seen.
Checked Oct 12, 2026.
Open the source

At Underdog Rips you lose (3)

A cheaper first packPacks from $5, against $1.
Availability in NevadaUnderdog Rips' terms exclude it.
A published withdrawal minimum$10 at PrizePicks Packs. Underdog Rips does not publish this.

What neither app publishes

We looked on both apps' terms, help pages, pack pages and store listings. These are missing from both.

Whether selling back carries a feePrizePicks Packs: not publishedUnderdog Rips: not published

What shipping a card costsPrizePicks Packs: inside the appUnderdog Rips: inside the app

A third option that publishes more

Lastpack · 4.4 / 5

Bank through Coinflow, its payments partner, on the website and iOS, or USDC on the Solana blockchain on the website. The minimum is shown only on the Cash out screen.

See the full ranking

Switch opponent

Questions people ask

Which is better, PrizePicks Packs or Underdog Rips?

It depends on what you need: PrizePicks Packs for cheapest first pack and where you live; Underdog Rips for store rating. Sell a $100 card straight back and both pay $100: PrizePicks Packs in cash, Underdog Rips in a form not confirmed.

Can you withdraw cash from PrizePicks Packs and Underdog Rips?

PrizePicks Packs: A credit of the card's stated value to your PrizePicks balance, which its terms let you withdraw. Its terms lists 3 withdrawal methods and a $10 minimum. Underdog Rips: A credit of the card's stated value to your Underdog account; the store listing calls it cash. Its help centre lists 5 withdrawal methods; no minimum is published. Each route out is set side by side on the cash-out page.

Which US states can use PrizePicks Packs and Underdog Rips?

PrizePicks Packs excludes no US state in writing. Underdog Rips excludes Nevada. Both set a minimum age of 18. Every app by state is on the availability page.

Which has the cheaper pack, PrizePicks Packs or Underdog Rips?

PrizePicks Packs: $1. Underdog Rips: $5. PrizePicks Packs is ahead here, and both values were read on the apps' own pages. Every app's price ladder is on best slab packs.

Sources

Alexander Korsager

Every figure was checked on October 6, 2026. How each app pays out is compared in full on the cash-out page.

PrizePicks Packs vs Underdog Rips: which pays you more?

Who each app is better for

Changed in their own documents

The same $100 card, both ways

Underdog Rips in action

Score by score

Fact by fact

Pick this one if you want…

Go deeper

Switching between PrizePicks Packs and Underdog Rips

Clear the cards you hold at PrizePicks Packs

Take your balance out of PrizePicks Packs

Check Underdog Rips takes you

At Underdog Rips you lose (3)

What neither app publishes

Switch opponent

Questions people ask

Sources